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Calculators > College

When you borrow money for college you might not be thinking about your ability to repay the loan once you graduate. Outstanding student loan balances may infringe upon your ability to qualify for a home, auto and other personal loans.
It may surprise you that, on average, an individual with a bachelor's degree earns approximately $66,872 per year, compared to the $37,076 average yearly salary of a worker with a high school diploma. Use this calculator to see the value of a college education.
PLUS loans are low-interest federally insured loans for parents of undergraduate students to help pay a dependent student's college cost. PLUS loans are also available to graduate and professional students. The rate is fixed 7.00% for loans made on or after July 1, 2017.
Before deciding on room and board options when attending college, it may help to itemize and project expenses. These expenses will vary depending on whether you will commute from home, stay on campus or rent an apartment off campus.